Testimonials / References
Electronic Payment Processing Services

C. J. & Tuck Consulting, LLC

1422-A West Baker Lane
Austin, TX 78758-3702
(512) 837-1358

Dear Mr. McDavitt,

I am writing you this letter to "Thank You" for the wonderful service and customer support that you have given to me.

I first approached by you in June of 2001, so I could add electronic check acceptance to my web-site. From day one you answered all my phone calls, and emails. The best thing about you is that if you didn't know the answer to my question - you found someone who did.

You and your business are definitely First Class! I would highly recommend you to any business or person who might be considering using your services.

Thanks!!!

Regards,

Rick L. Garloff, Owner
Lie Busters
P.O. Box 1122
Galt, CA 95632

Tel: (209)745-3620
Fax: (509)275-7999
info@liebusters.com
www.liebusters.com

Check by Phone

Thank you for your help in recommending and setting up our Check by Phone service. Working with you is a pleasure.  We've been using the Alliance system for about 18 months now and the service is great. The system is extremely flexible and easy to use, and the price is right. Most of the payments are one-time check by phone transactions, but we also have some weekly, biweekly and monthly repetitive payments as well. The few times we've needed live support, the help has been quick and accurate.

As a law firm collecting delinquent accounts due to our clients, we need the ability to process payments easily and reliably. This system makes that possible.

Please feel free to use us as a reference. Thanks again.

Russ Goldman, Esq.
West Long Brand, New Jersey
(732) 263-9700
clients@goldmanlawfirm.com

Automated Payments/Collecting Receivables with bank drafts (electronic or paper)

It is my pleasure to recommend C. J. & Tuck Consulting, LLC
/Pat A. McDavitt's Cash Flow Now services.

Pat has always responded to my every email or telephone service request in a prompt, courteous, and professional manner.

He placed our electronic telephone check service with Alliance Payment Technologies, Inc. I have been very pleased with their easy submission and reliable service. I am very happy to recommend them.

Feel free to contact me anytime with questions about the service.

Sincerely,

Tony Miranda
President

Debt Free of America Corp.
1001 N. E. 125th Street, Suite # 101
North Miami, Florida 33161

Dear Pat,

Thank you for your help in recommending and setting up our Check by Phone service. Working with you is a pleasure.  We've been using the Alliance system for about 18 months now and the service is great. The system is extremely flexible and easy to use, and the price is right. Most of the payments are one-time check by phone transactions, but we also have some weekly, biweekly and monthly repetitive payments as well. The few times we've needed live support, the help has been quick and accurate.

As a law firm collecting delinquent accounts due to our clients, we need the ability to process payments easily and reliably. This system makes that possible.

Please feel free to use us as a reference. Thanks again.

Russ Goldman, Esq.
West Long Brand, New Jersey
(732) 263-9700
clients@goldmanlawfirm.com

Bad Check Recovery

Pat,

I have found Check Collect to be very efficient at collecting checks. The return rate for getting paid on bad checks is very high, especially compared to using a collection agency. The process is simple, automated and free. It allows me to focus on my business instead of wasting time trying to collect bad checks. Keep up the good work.

Gerald Geist, OD
Owner- Dr. Gerald Geist & Associates, Optometrists
Located next to Wal-Mart Vision Center
701 South Route 11-15
Selinsgrove, PA 17870
email: geist@ptdprolog.net

C. J. & Tuck Consulting, LLC

1422-A West Braker Lane
Austin, Texas 78758-3702

Attention: Pat A. McDavitt
Owner

Hi Mr. McDavitt,

Just to let you know that I am very pleased with your help of collecting bad checks. Your service is great.

Thanks a million.

Lam Nguyen
Owner

Americlean
6601 Airport Blvd.
Austin, Texas 78752

Telephone: 512-451-4728

We've used C.J & Tuck Consulting's Check Collection service for almost a year, and we're extremely pleased with the level of service we've received. C.J & Tuck has processed and collected 100% of the bad checks we've received since the start of the service. The collection process required no action on the part of our business and the full amount of bad checks were wired to our account each and every time. We recommend C.J & Tuck Consulting without any reservation whatsoever.

Grace Cleaner
5807 Eastern Ave.
Chillum, MD 20753

Merchant Account

We've always been very happy with Total Merchant Services but when I was contacted by another company last year, I switched to them because we were offered a pin pad to take debit cards, as there was a savings involved. I didn't even think to ask Total Merchant Services about a pin pad (which you were able to provide at a later date). WHAT A MISTAKE I MADE!! We endured their poor service (something ALWAYS was going wrong with transactions), we went  through 4 terminals and 2 pin pads because of poor instructions, and their customer service was just about non-existent. Tech support didn't seem to know what it was doing and I rarely could get a supervisor. Our statements from them didn't reconcile and no one would help me get them straightened out.  We were on the phone with tech support an average of 2-3 times a week, till, finally after almost 2 mos., I said ENOUGH! And called Total Merchant Service to switch back.  Things have been GREAT since then. We got a pin pad from them. Mr. Pat McDavitt was top notch in customer service, calling me several times to make sure things were working OK and they were! Our statements always reconcile and I can't remember the last time I called for tech support. Would I recommend Total Merchant Services?  You bet - they're FABULOUS!

Gail Mitchell
Mitchell's Feed and Ranch Supply
5350 Hwy 276
Royse City, Texas 75189
Telephone: 972-636-2733
Email: PCMitch@one-stop-horse-shop.com

Check Guarantee

Serguel Tcheiguine
President
Email: st@moving2000.com
Telephone:  215-28-1750

Hi Pat,

3-10-2003