Online Merchant Account

The fastest-growing segment of credit card use today is in "card-not-present" transactions in which a customer is not physically present at the merchant's location, but instead makes his or her purchase by mail order or telephone order (MOTO), by fax, or via the Internet.

Why you need an online merchant account

If you want to process "card-not-present" transactions in your business, you'll need a special merchant account that is specifically designed for that purpose. Total Merchant Services can help you easily establish such a business merchant account, and the entire process will take just minutes of your time. You'll be up and running in a matter of days.

Apply online for an online merchant account

Applying for your online merchant account is easy with our online application. Simply complete the application online, print it, sign it, and fax it in.

Approval guidelines for online merchant accounts

If your business meets our liberal approval guidelines, your application will be approved, regardless of your personal credit history.

Credit cards or online e-checks

With your online merchant account, you'll be able to accept all major credit cards and electronic check payments.

Fast transfer of funds

You'll get your money quickly with an online merchant account from Total Merchant Services. Transactions are settled on a daily basis, and money can be transferred into any checking account you choose.

• Low rates and fees on all merchant accounts

• Our rates for Internet/MOTO accounts are the most competitive in the country.