Electronic Phone Checks

What is Check by Phone?
Check by Phone is an extension of the pre-authorized payment system used by insurance and mortgage companies since the 1970s whereby you can accept checks over the telephone.

Your customer can authorize you to create electronic checks on his or her bank account as a means of payment for your goods or services purchased over the telephone. Once you have authorization from the customer, you are in control of being paid.

Increase Your Market and Your Profits.
Less than half of the American buying public even owns a credit card. And you are probably already accepting checks from these customers. Why not take advantage of the convenience and financial benefits of accepting checks over the phone? Many businesses already accept checks over the phone, fax or Internet like they would a credit card:

Mail Order/Catalog Sales
Travel Agents
Collection Agencies
Advertising Sales
Parts Suppliers
Network Marketing Companies
Utility Companies
Television Shopping Networks
Charity Fund Raisers
Florists
Pharmacies
Internet Service Providers
Delivery Services

Any business that accepts checks can enjoy the ease and profitability of Check by Phone.

150 Million Americans have active checking accounts, however almost 50% of these individuals do not have a major credit card.

-- ETA Associates

Cash Flow Now specializes in electronic payment, ACH processing services and ACH software for businesses. For additional information regarding the following services, just click on any of the following links: electronic payment, bad check recovery, check by phone, check guarantee, automated payments, electronic check conversion, merchant account or adult merchant account.

How does it work?
Accepting your customer's check over the phone or fax or can be as easy as accepting a credit card. Ask your customer for the bank routing and account numbers, which are printed at the bottom of every check. You forward this information to the Check by Phone processing center. Our processing center will "originate" the transaction for an electronic deposit into your account within 24 hours.

What does Check by Phone cost?
This depends on the volume of checks to be processed. A small percentage rate is typical. There are no minimums or maximums to worry about. We will process one or 100,000 transactions for deposit the next day.

Now you can offer credit card convenience to checking account customers by allowing them to pay by check right over the phone, and save the hefty percentage you are paying to accept credit card payments. If you have customers who order telephone checks, Check by Phone can increase your sales potential by 75 million customer in the U.S. Industry analysts estimate that 3 out of 4 people do not have or use a credit card.

Credit Card Convenience for check customers provides you with:

Immediate payment for goods and services
Up to 100% larger market - instantly
Reduced in-house paperwork
Increased return on advertising
Solid customer loyalty
Lower credit card costs
Collection of past due accounts over the phone
Ship products faster - no more COD hassles
Easy implementation

Click on any of the links below to view more details regarding your specific areas of interest:

If your business accepts checks, your business can benefit by accepting electronic phone checks.

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Call Pat for Electronic Payment Processing Services

Pat A. McDavitt, Owner
C. J. & Tuck Consulting, LLC
1422-A West Braker Lane
Austin, TX 78758-3702
Phone 512-837-1358
FAX 512-837-0345
Email Address: pat@cashflownow.org

Electronic Phone Checks

Now you can accept checks by phone, fax checks or Internet checks!

What is Check by Phone? Check by Phone is an extension of the pre-authorized payment system used by insurance and mortgage companies since the 1970s whereby you can accept checks over the telephone.

What does Check by Phone cost? This depends on the volume of checks to be processed. A small percentage rate is typical. There are no minimums or maximums to worry about. We will process one or 100,000 transactions for deposit the next day.

Click on any of the links below to view more details regarding your specific areas of interest:

What is Check by Phone?
Check by Phone is an extension of the pre-authorized payment system used by insurance and mortgage companies since the 1970s whereby you can accept checks over the telephone.

What does Check by Phone cost?
This depends on the volume of checks to be processed. A small percentage rate is typical. There are no minimums or maximums to worry about. We will process one or 100,000 transactions for deposit the next day.